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There’s a long-standing tradition of businesses giving Christmas bonuses to loyal employees. Each year, employees eagerly await these bonuses, trying to guess how much they will be, when they’ll be handed out and fantasizing about how they’ll spend it. Whether it’s a large corporation, a medium-sized company or a small business, at this point, it’s almost expected that Christmas bonuses will be given.

Starting and running a business is both an exhilarating and demanding endeavor. It involves not only your professional aspirations but also your financial investments. For many small business owners, the business itself becomes an integral part of their lives. Many entrepreneurs initially start by themselves, with no special plan to take on a business partner in the future.

As the seasons change, so do the fortunes of many businesses. Whether it's a cozy winter wonderland attracting skiers, a vibrant summer resort beckoning beachgoers, or a bustling holiday season for retailers, seasonal businesses face unique challenges and opportunities. It takes a lot of planning and experience to navigate the waters of seasonal business trends. Here are some tips for preparing for the busy months.

Cash bonuses have traditionally been used to reward employee performance, communicate the value of an employee, recognize, support employee loyalty and more. But many business owners—particularly small ones—may not have the cash needed to hand out bonus checks. Given the complexities of business operations, combined with the challenging economic climate, cash bonuses may simply not be a viable option.

Decluttering has become popular, based in part on the now famous teachings of Marie Kondo, and in part on the minimalist lifestyle movement. But you don’t need to be part of a cultural trend to want to get rid of things you no longer use. People have been selling unused items in one form or another since civilization began. In your lifetime, you may have driven past untold numbers of garage sales and flea markets.

Caring for a loved one with dementia is a profound emotional experience. The gradual loss of memory, personality changes, and the increasing need for constant care can be overwhelming. It's a time of sorrow, frustration, and often, financial strain. The emotional toll is heavy, and the financial implications can add to the burden. But understanding the available support, both emotional and financial, can make this journey a little easier. 

Health Savings Accounts, or HSAs, are specialized accounts designed to help individuals save money for medical expenses. These accounts offer unique tax benefits and are frequently linked to high-deductible health plans (HDHPs). They offer a unique blend of tax benefits, investment opportunities, and spending flexibility, all tailored to healthcare needs.

Every day, scammers are concocting new ways of trying to separate you from your money. It seems with every new security measure, a new way of getting around it is invented. Since nearly everyone is online these days, the vulnerability risk is high. Take a look at five of the latest money scams, and you’ll get a sense of how incredibly sneaky they can be.

1. Charitable Giving Scams

The average American has about $65,000 in savings, according to a recent poll. But if that’s the average, that means that a great number of people have much less; maybe more in the neighborhood of a few thousand or even less than that.